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By Paul S. McNulty, CFP®  Every other day we hear about online security breaches experienced by major companies, from Yahoo to Equifax to Capital

By Paul S. McNulty, CFP®  Do you really need long-term care insurance? It’s a question that’s crossed all our minds at some point. For some, the

By Paul S. McNulty, CFP®  Of all the big milestones we reach in life, turning 70½ is not one we usually think about. First of all, it’s not even a

By Paul S. McNulty, CFP®  A new year is almost upon us, and it’s all too easy to mentally jump ahead to 2020 and start making plans for the coming

By Paul S. McNulty, CFP®  I would bet that many of us claim to live fairly risk-free lives. After all, we don’t race cars, skydive, or run with the

By Paul S. McNulty, CFP®  The marathon to retirement is almost over. The countdown has begun and you’re finally closer to the finish line than

By Paul S. McNulty, CFP®  What comes to mind when you imagine something wiping out your retirement savings? A personal tragedy? A natural

By Paul S. McNulty, CFP®  Every decade has its milestones, but the ones you face in your 60s have more financial consequences and require more

By Paul S. McNulty, CFP®  When you hear the word retirement, what thoughts and emotions tend to come to mind? Do you have hopes of getting