It’s no secret the markets have been a bit chaotic lately, hitting both record highs and record lows. However, whether we see the markets become more steady or increasingly erratic, it’s imperative that you remember these two important things: First, markets can shift quickly. For this reason, it’s essential that you have safeguards in place to help protect your savings from the inevitable future downturns. And second, reviewing your strategy as you near retirement is absolutely necessary in order to ensure your financial plan is in line with your retirement goals.
If you or someone you know has not recently followed through on these two key steps above, a financial review could be the difference between success and great disappointment. Are you all set? How about the people you care about? Does anyone come to mind that may be in need of reviewing and securing these or other vital aspects of their financial future? Friends don’t let friends wind up in their golden years unprepared.
A Checkup For Your Finances
Just as you should set an annual physical exam with your doctor in order to make sure your health is at its best, the same principle is true to be sure your finances are in optimal shape. And, just like your doctor, we are able to best serve you when we meet routinely to gather all the necessary information and follow up as needed.
Here at Boston Metro Advisor, we serve the Boston Metro area in a variety of vital financial areas, including Financial Planning, Investment Management, Retirement Planning, Estate Planning, Insurance & Annuities, and Social Security Planning. As time goes on, we periodically follow up to answer any questions you may have and review your plan. Every time we meet we take the time to catch up with you and discuss your unique needs and desires. We have seen time and time again that as we continue to establish a relationship and remain clear on your values, your decisions become much easier.
The Benefits Of A Financial Checkup
As life progresses, many changes take place. Therefore, periodically reassessing your goals and plans is vital. Once we have an understanding of your current goals and financial situation, a checkup allows us to work together with you to evaluate and adjust where needed. If everything seems to continue to be well suited to your long-term goals, despite fluctuations in the market and personal life changes, we’ll gladly affirm that your plan is adequate and our review will be complete.
If, on the other hand, we discover gaps in your plan and see that it no longer aligns with your financial goals, then we will use this time together to fill in those gaps and discuss any unprotected risks in order to secure and fortify your financial future.
You don’t have to be an expert at financial planning or investing, you just have to know one. In every checkup it is our goal to give you unbiased answers and simple explanations without all the complicated jargon. We want you to leave our office feeling not only confident in your plan but also well informed in the decisions you have made.
It never hurts to have a professional take a second look at your financial plan, even if simply to confirm that it is still applicable to all aspects of your life, and designed to work toward your long-term goals. Whether our appointment is in-depth and complex or short and sweet, we hope you will leave having full trust and confidence in us, in your decisions, and in your financial plan.
Do You Know Someone Who Needs Our Help?
We’re proud to say that many of our clients have been referred to us by other clients who greatly value our service. There is no higher compliment than you letting others know about your exceptional experiences with Boston Metro Advisor and entrusting to us the people that matter most to you. Over the years, we’ve built tried-and-true long-term relationships with our clients, who not only trust us with their money but also trust us with their family and friends.
Here at Boston Metro Advisor, we go beyond the bank account. We don’t just talk about your goals and suggest investments; we aim to fully understand your “why” behind it. By working together to uncover your true motivations, we can create a financial plan that will be easy for you to stick to, moving you closer to your long-term goals. We have the expertise to manage your money wisely and the passion to help you pursue your dreams.
If you know someone who would benefit from a financial review, don’t hesitate to tell them about Boston Metro Advisor today! Send them our way, and let us help them evaluate where they are now, determine where they would truly like to end up, and address any gaps that may be present. Also, feel free to book an appointment for yourself as well if you think you may be due for a little brushing up. Send us an email at [email protected] or call us at (781) 995-0253 today.
Paul McNulty is the founder of Boston Metro Advisor with over 20 years of experience helping people navigate the ups and downs of the economy toward the financial future they envision. His education consists of a Bachelor of Science in business administration from the University of Rhode Island and the CERTIFIED FINANCIAL PLANNER™ (CFP®) professional designation.
Paul’s experience and education have made him a multi-faceted professional capable of assisting people with virtually all their financial needs. His services include every facet of retirement planning, from 401(k) rollover services and income planning to wealth management and estate planning. Paul has been active in his community over the years as a youth sports coach. When he’s not spending time with his wife, Cindy, and their two children, who are both recent college graduates, Paul enjoys reading, playing golf, and fishing. Learn more about Paul by connecting with him on LinkedIn.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.